What to Do If You’re Injured in a Car Wreck.
9 things you need to do right away
- A law enforcement officer typically takes photos of the accident scene and damage to the vehicles. If not and you are able, take photos of the accident scent showing in one frame where both vehicles came to rest and the damages to other car as well as your own.
- Seek medical attention as soon as you can. Do not be afraid of taking an ambulance because of the bill. If your car is insured in Kansas, your policy has a minimum of $4,500.00 in medical expense coverage with no deductible and no co-pay.
- Use your cell phone to take photos of any visible wounds from your injuries such as bruises, scrapes, cuts, and the like.
- As soon as the next day your own insurance company and/or the opposing driver’s insurance company will call you and want to take a recorded statement. Just say no and that your lawyer will be in touch.
- Follow all medical advice and take all prescribed medications. If the emergency room discharge instructions say to follow up with your primary care physician or a specialist, do it as soon as possible. Failure to follow medical advice or delay in getting treatment will reduce the value of your case.
- Whenever you go to a hospital, clinic, doctor, or a physical therapy or chiropractic office for the first time after the accident, you may have to complete an intake form, and the doctor, nurse, or therapist will ask “what happened?” On the form or in answering the question, always report that you were in a car wreck.
- Never simply fail to appear for a medical appointment. Your records will have “NO SHOW” in them which reduces the value of your case. If you can’t keep an appointment, call ahead of time and reschedule as soon as possible.
- Any gaps in your medical treatment will reduce the value of your case. An example: You are scheduled to have six weeks of physical therapy three times per week. You take a one- or two-week vacation in the middle of it. Insurance companies and juries will assume that if you take a vacation, you have recovered from your injuries.
- Pay the part of your medical bills that is your responsibility if you are able. At least arrange a payment plan, however small the monthly amount. Unpaid medical bills are usually not counted as damages by insurance companies and juries.